'Why a will', 'The importance of a will?

Did you know that more than 86% of South Africans have made no plans whatsoever for their death? No will, no burial, no estate planning... Many people procrastinate making this decision because they don''t like thinking about it. Most decide what to do only after they know they will be dying soon.

In South Africa we have an unacceptable situation when one takes into account the fact that many South Africans have never been exposed to the legalities of death planning and more importantly, a will.

Each year, many South Africans die without a will. If you don''t make a will, you die "intestate," and it''s not a pretty sight. In fact, it''s downright expensive to your estate, costing you thousands in unnecessary expenses.

When you die intestate, the courts take over and create a “will” on your behalf according to the laws of the country. If you have a surviving spouse, he or she may not get all of your assets. The law in many instances divides up the assets between the spouse and the children. Maybe not even the correct family member!

While all this is being sorted out, your funds for your burial and for day-to-day expenses may be frozen for months by the court, if your bank and brokerage accounts are in your name only.

All in all, dying without a will is a disaster for most people and their family. With the amount of fraud today in South Africa, your assets will most probably not arrive at the people you love but with someone that may be not even part of your family. Don''t let it happen to you.

Secure Will is able to provide you with a low-cost solution that can help you finalize what could be one of the biggest financial decisions you will ever make. Here is an opportunity to provide you with the means to write a Will today... in your own language, at minimal cost, to make sure your estate is administered after death, and the correct people will receive the correct assets as you wanted it to be (in your will)!

There Are Several Benefits to a SecureWill:

• It is in your mother tongue ;
• We have prepared three basic wills that will cover most requirements;
• The system to create a will is available online on the Internet, or on any computer at your offices, whichever method you decide to implement;
• You save a lot on executor''s fee.
• You can update your  will at any time.

If you appoint us – “SecureWill” - we will be the nominated Executors of the Estate. This means that we will keep the signed will in safe custody and in the event of death will then see to the administration of the estate and subsequent distribution of assets according to the will. We will also administer all funds of minor children in a trust and see to it that all expenses are paid by the trust

SecureWill will carry the administration costs of an estate with an asset value up to R125 000-00. This option comes at a monthly cost of R10-00 per person.

Qualified people in your area, appointed by us, will be administering the estate. A safe and secure option.

The Advantages of a Will: Whether you have a will, or not, your estate will be subject to administration costs, which is up to 3.5% plus VAT, of the total value of the assets in your estate. With us it will be free of charge as mentioned above!

A will is thus an important part of your death planning. This is even more important than a funeral policy.

SecureWill can provide the above much needed service. Contact us at the following addresses and we can provide you with the full details of the SecureWill package.

Marianne van Wyk 012-809-0335 or 082-565-4234
Rena de Bruyn 082-416-1837